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Marine Financing

We specialize in providing tailored financing solutions for your marine needs. Trust us to navigate the waters of marine financing and embark on your next adventure with ease.

Smooth Sailing

Unlock Savings with Our Flexible Marine Loan Rates and Terms

Whether you're looking to purchase a new boat, refinance an existing loan, or upgrade your vessel, we've got you covered. With our competitive offerings, including 90% financing, flexible loan amounts ranging from $25,000 to $5,000,000, and fixed rates, we strive to make marine financing accessible and affordable. Our services extend to all 50 states and Puerto Rico, and we proudly finance US flagged vessels.

With our competitive marine loan rates for new or used purchases, you can start saving on your monthly payments or use your equity to get cash out with the following loan products.

Effortless Marine Financing

Secure Your Boat Financing Smoothly with US Aircraft Finance

Complete our application for a seamless marine financing experience.

Understanding Marine-Based Loans

Versatile Marine Loan Options

We offer 15 and 20-year terms on fixed interest rate marine loans... or you may select any term short of these if you prefer. After the first two years, there are no prepayment penalties.

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Customized Marine Purchase Loans

Tailored Financing for Your Marine Acquisition

Our marine purchase loans are customized to fit your specific needs, whether you're buying, refinancing, or upgrading. Opt for our Fixed Rate Marine Loan, particularly beneficial for boat owners planning to keep their vessel for more than five years.

It ensures a consistent principal and interest payment throughout the loan's duration, providing protection against rising interest rates. With terms up to 25 years available for qualifying applicants, and no prepayment penalties after the first two years, our financing solutions offer flexibility and security for your marine investment.

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Fixed Rate Refinance Solution

Marine Loan Refinancing Options

Optimize Your Finances with Fixed Rate Refinancing Loans
Refinance your current marine loan to start saving on your monthly payment or use your equity to get cash out.

Fixed Rates for Marine Refinancing Loans
We offer 15 and 20 (for qualifying applicants) year fixed interest rate marine loans... or you may select any term short of these if you prefer. After the first two years, there are no prepayment penalties.

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Specialized Loans for Marine Upgrades

Upgrade Your Boat with US Marine Finance

US Marine Finance provides specialized loans for various marine upgrades and improvements. Whether you're aiming for a new navigation system, engine overhaul, compliance with Safety Directives (SDs), a fresh coat of paint, or a revamped interior, we've got a loan that fits your budget.

Our Fixed Rate Marine Loan is ideal for boat owners intending to keep their vessel and its financing for over five years, offering a consistent principal and interest payment for the loan's duration. This shields you from fluctuating interest rates. We offer terms of 15 and 20 years for eligible applicants, with the flexibility to choose shorter terms if preferred, and no prepayment penalties after the first two years. Request A Quote to enhance your boating experience with safety and comfort.

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Testimonials

USAF Achieves Impressive 95% Customer Approval Rating

Overwhelmingly the response is that our customers are very satisfied with our performance – in fact the average score USAF has received from our customers is a 95% approval rating.

Business Owner

California

It was my first aircraft and you went out of your way to accommodate me on my loan.

Highway Patrol Officer

California

USAF worked their tail off for me!

Software Engineer

Massachusetts

Excellent, very satisfied with loan service and staff – very timely closing!

Dentist

Oklahoma

Very easy to do business with.